Which Payment Provider Should You Choose?

Gateway Monthly Fee Setup Fee Per Transaction Fee* Merchant Account Included Multi Currency Support Availability Seamless Integration
US Canada UK International
Stripe $0 $0 2.9% + $0.30 ✔**
Braintree $0 $0 2.9% + $0.30
PayPal Standard $0 $0 2.9% + $0.30
PayPal Website Payments Pro $30 $0 2.2% + $0.30
PayPal Payflow Pro $59.95 $249 Dependent on Merchant
Authorize.net $20 $99 Dependent on Merchant
USA ePay Dependent on Reseller Dependent on Reseller Dependent on Reseller

* Subject to additional fees for extra services; for certain payment processors, large volume customers may be eligible for discounts. See payment processor web page for full details.

** If merchant is located in Canada

What is a merchant account?

A merchant account is a type of bank account that is responsible for handling the funds transferred from a credit card, debit card, or bank account (your customers) to a merchant (you).

What is a payment gateway?

A payment gateway is a middle man that communicates between a merchant account and a third party application, like Wufoo. The gateway authorizes payments, validates credit cards, looks out for fraud, and provides an interface for you to view your payment transactions.

Why do some gateways require a merchant account and others do not?

Some gateways, like PayPal, include both a merchant account and a gateway in a single solution. The all in one solutions tend to be a little more expensive and less feature rich, but they're very easy to set up and great for beginners.

What does seamless integration mean?

A seamless integration means that the entire payment process is handled on Wufoo.com, without the need to redirect people to a third party for payment. If a payment enabled form is embedded into your website, then your users will never have to leave your site in order to pay.


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